TendoPay Buy in installments from over 500 merchants.

TendoPay gives you access to a full suite of financial services at your fingertips. Our app allows you to register, log in, make purchases, pay bills, set your financial goals, track your expenses and much more.

TendoPay helps you:

• Budget your finances - Do you have little money for your expenses? You can take out a cash loan against your TendoPay credit limit to meet your needs and pay in installments.

• Reach your goals - Reach your financial goals with our automated savings and earn up to 6% interest per year with our partner banks!

• Pay bills - holi rummyEliminate the hassle of paying bills by paying them directly on our app using your credit limit.

• Get Insurance - Gain access to a wide range of premium insurance products that you can purchase for yourself or your loved ones.

• Installments - Do you need new appliances, furniture or just want to take care of yourself? Get installments of up to 0% interest by purchasing with any of our partner merchants!

Interested in partnering with TendoPay? Contact us at [email protected]

Loan terms

• Monthly interest rates range from 0.00% to 4.00%

• 0.00% loans are available at selected merchants

• Loan repayment terms vary from 2 to 18 months

• Loan terms are determined by the creditworthiness and risk profile of the borrower.

• No hidden fees such as origination, service or bank fees

• Maximum Annual Percentage Rate (APR) = 48.00%

Loan Calculation Example - Example A

Loan principal: ₱10,000

Repayment terms: 3 months

Interest rate: 0.50% per month

Total refund amount: ₱10,150

Total interest payable: ₱150

Other Fees: $0.00

Semiannual installment amount: $1,691.67

APR = 6.00%

Loan Calculation Example - Example B

Loan principal: ₱10,000

Repayment terms: 6 months

Interest rate: 1.5% per month

Total refund amount: ₱10,900

Total interest payable: ₱900

Other Fees: $0.00

Semiannual installment amount: $908.33

APR = 18.00%

TendoPay is fully compliant with BSP (Central Bank of the Philippines) and SEC regulations, including SEC Circular No. 3, Series F 2022, on Maximum Interest Rates and Other Fees Charged by Credit Companies, Financing Companies and their online lending platforms.

Have any questions or feedback? We will be happy to hear from you!

E-mail: [email protected]

Site: https://tendopay.ph

Facebook: https://facebook.com/tendopay

All loans under TendoPay are financed by Templetech Finance Corp. (SEC Registration No. CS201820732, Certificate of Authority No. 1228)

Please study the terms and conditions of the Disclosure Statement before proceeding with the loan transaction.